INDIVIDUALS

We can help you with much more than just self-assessment returns and minimising your tax bill.

MANY PEOPLE NEED TO DO SELF-ASSESSMENT TAX RETURNS. THIS INCLUDES:

  • Private individuals
  • Sole traders
  • Partners in a limited liability partnership
  • Some Directors of Limited Companies

We work with all these people to ensure that their return is done on time and that they pay the legal minimum in tax.

It is our understanding of you, your business and your industry which allows us to offer you maximum value.

WE KNOW THAT IT IS NOT EASY MOVING FROM BEING EMPLOYED TO SELF-EMPLOYED, SETTING UP A SOLE TRADER BUSINESS OR ENTERING A BUSINESS PARTNERSHIP.

The colleagues you leave behind do not understand the risks you are taking when you start out on your own.  They think it’s all about having holidays when you want, working shorter days and, in general, making it easy.

They don’t appreciate the pressures of managing the various aspects of a business including finding customers or clients, servicing them well, and getting paid on time.  They tend to focus on your day rate or profit- not realizing that you must do a lot of unpaid work (e.g. marketing, managing financial and legal obligations, etc.) to keep your business going with the help of apex associates accounting services.

We can help take the financial and regulatory pressure off you so that you can focus on growing your business and finding and servicing your clients and customers.

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Apr 8, 2026

Is Vibe Coding the Future?

The National Cyber Security Centre (NCSC) has published a blog post exploring the potential for ‘vibe coding’ replacing the Software-as-a-Service (SaaS) business model. While not suggesting that vibe coding is ready to take over now, they conclude that vibe coding is following a pattern similar to cloud adoption 20 years ago.
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Apr 7, 2026

Mental Health: A Key Reason for Sickness Absence

A new YouGov survey commissioned by Acas shows that almost one in three employers are finding that stress, anxiety, depression or other mental health problems are a reason that staff give for sickness absence.
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